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KVJ Agile Care
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Private bank · Secured retail

Late-bucket recovery, brand intact

Structured 90+ DPD resolution recovered materially more on an aged secured book while holding a 92% QA conduct score across recorded calls.

92%

QA conduct score

↑ recovery

vs prior vendor

audit-ready

trail on every call

The situation

A private bank had an aged secured retail book where the previous vendor recovered adequately but generated conduct complaints that reached the bank's grievance desk — a brand risk it wouldn't tolerate.

What we did

  • Empathy-led, settlement-oriented scripts approved by the bank's risk team
  • Pre-legal notices coordinated and logged where resolution stalled
  • Daily QA scoring against a conduct rubric, with coaching loops
  • Single dashboard giving the bank live visibility into every account

Identifying details are anonymised at the client's request. We're happy to walk your team through the underlying methodology under NDA.

Want an estimate like this for your book?

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