Skip to content
KVJ Agile Care
KVJFinancial services group · India

One group.
Built on regulatory rigor.

KVJ Agile Care runs three specialist practices — debt recovery, insurance services, and wealth management — to one standard of conduct. Find the one built for you.

Scroll to explore the group
Why KVJ

One standard of conduct, across very different rooms.

A lender, a family buying cover, and an investor protecting capital expect different things — but they all deserve the same rigor. That shared discipline is what makes us a group, not three businesses sharing a name.

Regulatory rigour

RBI, SEBI and IRDAI postures taken seriously in every practice — compliance is the product, not an afterthought.

Breadth, under one roof

Recovery, protection and wealth — distinct disciplines, one accountable group and one standard of conduct.

Accountability

Audited, logged, reportable. A named line of responsibility behind every mandate and every enquiry.

Teams

The people behind the group

Senior operators across governance, certification and collections — every practice we run answers to a named leader.

Anil Kumar K, Founder & CEO

Anil Kumar K

Founder & CEO

Founded KVJ to end the false choice between recovery performance and conduct, drawing on years across retail lending and collections operations for banks and NBFCs.

Dhruba Chatterjee, CHRO

Dhruba Chatterjee

CHRO

Builds and certifies the agent workforce — hiring, conduct training and recertification — so every voice on a live account is accountable, not improvised.

Laxmikant Vyas, Chief Advisor

Laxmikant Vyas

Chief Advisor

Senior banking and governance advisor who guides KVJ on regulatory posture, risk controls and the standards lenders' audit committees expect.

V

Venkata Subramanya K

Head — Field Collections

Runs on-ground recovery for mid and late buckets — settlements, pre-legal coordination and field conduct, every visit logged and within policy.

D

Deepak Kumar Kala

Head — Tele Collections

Leads the multilingual calling floors with a QA-first model — script-governed, native-language calling that cures early delinquency without complaints.

The group at a glance

Built at scale, held to one bar.

The shape of the group today. Bracketed figures are being finalised for publication.

0Specialist practicescollections · insurance · wealth
0Indian languagesnative-speaker teams
[N]+Clients & families servedacross the group
[N]Specialistspan-India
Trust & compliance

Regulated, audited, accountable.

RBI Fair PracticesSEBI-registered [SEBI]Insurance lead generator*DPDP-ready100% audited

*Lead generator for licensed insurers and intermediaries — we do not underwrite, sell or solicit insurance.

Find the right KVJ for you.

Three doors, one standard behind each. Step into the practice built for your need.